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Home  »  Consumer Reviews  »  FINANCE  »  Txs for First Equity info
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Txs for First Equity info
Apr 26, 2008
FIRST EQUITY BUSINESS CARD complaint
I just received a First Equity card application. Thank you all for posting your reviews. There's no way I would ever do business with them.Notice on their web site how you have no idea how old the company is or its history?

They sent me a "pre qualified" application. I don't know if this is the same as "pre approved." (Every time you apply for a credit card, and the company checks your credit report, you lose 3 points on your credit score.) I emailed them the question. Whatever the answer, I will not be their customer.

Emma, New York city
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1. Written by Anthony, on 27-05-2008 11:46

F/E C/C is a joke. How can you say you check peoples credit ? My wife got herself in a jam and got bad credit. F/E give her a credit card with a $ 6000.00 credit line.

2. Written by Jesse, on 29-04-2008 22:44

Emma, thanks for your comments.  

 

My name is Jesse, I'm a FECC customer service representative, and I'd love to assist you with your question. 

 

First, our history:  

 

First Equity Card Corporation is an American credit card provider specializing in the provision of bankcards to the nation’s small businesses. 

 

First Equity is both a certified Visa small business card provider and a participant in the MasterCard Worldwide and the MasterCard International Payments System. 

 

Founded in 2001, the company’s early growth was funded by investors that included former executives at Capital One, MBNA and Renaissance.  

 

In 2002, First Equity selected a leading commercial card processor, TSYS, to handle its growing processing needs. Over the years, First Equity has continued to grow rapidly, building its small business customer base on a nationwide basis.  

 

The firm has forged relationships with partners such as Mall Networks and Affinity Marketing Group in order to provide its customers with valuable discounts and cash rewards. 

 

-- 

 

As far as our pre-approval:  

 

We do not pre-screen or pre-approve anyone based on other credit reporting or solicitations; however, we do check your credit during your initial application with us, before ever opening your account.  

 

I hope this answered some of your questions. If you have any comments or questions, feel free to contact me: 

 

Jesse 

ext. 7718 

FECC Customer Service 

osakwv [at] gmail.com

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