First Equity Business Card

I am having the same problem. I just received a call from a collection services telling me that I have a 900 balance on an account that was close in 2007.

And it got send to my credit report in 2010.

Please explain this to me. Can anyone help me.

check your credit report if possible on capital one. i just did and saw i had a zero balance with GFB LLC, which upon a Google search, it turned out to be First Equity and also provided a link to this forum.

I have been advised to pay nothing to the creditors. So it looks like i'll just let it ride till the statute of limitations runs out.

can someone please send me the address of First Equity.

so i can send them a notice that i am filling Chapter 7 on them.

nlinesix@***.com

we awe and cant pay either. i need to make a payment.

if this goes default i am going to be mad. we actually closed all of our credit cards because "Dave Ramsey said to" and it is great being out of debt, or at least heading in that direction. never in default, just owed everyone.

got 5 cards payed off and this is mext but cant pay it! have you ever heard of such a thing???

We just won a good size judgment against them, and are now freezing their accounts until they pay us. I will keep you posted.

I had First equity businesscard and had not received statement since march 2010, and someone from Bankcard service called me for late payment in April or May 2010, which I pay by phone & for the 1st time know that 1st equity was not in business. The last time I was able to go to 1st equity website that routed me to Bank Card Services online Account Center was July 30 2010.

Now I could not find the website anywhere, neither receive any statement. Don't know where to make payment.

Any one know? Just hope not reported to Credit bureau for non/late payment; while I don't have the access.

I need bankcard website or atleast a phone number please halp

could someone please tell me the exact website address for bankcard services. I would like to pay my bill but cant seem to find a website.

I know they have one I just forget what it was called and googling bankcard is useless.

I need to make payment immediately or be charged a late fee. My email address is pjtheartist@***.com

Am very concerned about deetto behavior. No physical address, no email support, reputation for bullying customer service.

I've been paying on a card for two years, my balance is only down two hundred dollars. This is a nightmare.

The same thing happened to me. They sold my account and froze it up for no reason. And now they won't do anything to assist.

Agree with compalints about SST/Deetto. Very hard to get any customer service either on line or by telephone number. Finally had to get very direct about my dissatisfaction - I believe the words I used were "extremely irritated" until about the third time I tried to speak to someone on the phone, at which time I do believe I used the words "pissed off".

I had a worse experience. I've tried 3 times to locate a past statement and since First Equity no longer exists and it's not Deeto/SST's problem, I've gotten nowhere.

I was never too impressed by First WEquity...we'll see w/ Deeto

DO THEY SPELL LIKE YOU YOU DAMNED ***????????????????????? :x :x :x :x :x :x :x :x :x :x :x :x

I was a faithful customer of First Equity: Never was late...never missed a payment. How did they repay me?

Closed my account and sent it to a collections agency. I will never apply to another OFF-BRAND credit card company again!

heated wrote: "This is my post and if you don't like what I have to say, see your way off of it. Gotta love people who want to feel important by having something to say on what others post. No creativity or importance yourself."

Gosh! If you didn't want comments, heated, why did you post in a public forum? Did you misunderstand that term, too? I realize that you specifically did not like my reply (and the reply by First Equity Hater, and the reply by Bharat S.), but disparaging everyone who comments in any forum setting is a bit unwarranted, don't you think? Oh, wait...it's painfully apparent that you don't think, which is why you got yourself into this situation in the first place.

And by the way, I believe that if a poll was taken right now concerning this thread, the consensus would be that the only person ranting here is...you.

I'm glad you're doing well otherwise, though. Just try to relax a bit, and perhaps things will look better in the morning, when you're sober.

Furthermore, no need for a lemonade stand. I don't punch a time clock like you.

I am home every day and shop when I want, buy what I want...don't be jealous. I like any other business owner received a million card solicitations in the mail and just took one and received the lowest rate they had because of my credit and I'm smart enough to continuously have the company reduce the rate for on time payments and credit checks which they did every single time!!!! Laughing at you. Get a life.

I warned people about the company and now it tanked.

Go to bed or go to work. :eek

Thank you ex-employee of First Equity Card Services. LMBO!

I guess you didn't get the memo. I don't care what you have to say. When someone paraphrases they don't say exactly what they said originally. We already addressed that I used the correct term you slow person you.

I have a fabulous day everyday! I'm truly blessed. This is my post and if you don't like what I have to say, see your way off of it. Gotta love people who want to feel important by having something to say on what others post.

No creativity or importance yourself.

You sound ridiculous spending so much time worried about me. FYI, I must be right seeing as how First Equity closed their doors. So there is nothing further for you to say.

Thanks but no thanks for your continued rants. Don't bother. I'm good. First Equity flopped.

So move on!

Bye Bye! :zzz :grin

C'mon walked you through it or not. If you got that messed up on your finances when your new business account was brand new.... I don't think you should handle your businesses money. Not even off the ground and your in the red.

Next time the correct word is transfer that is when you move money around. Payment is when it goes somewhere and never comes back!

Also how genius is it to try and cash advance from a card with over 20% apr on cash advances plus a 3% fee.

And now First Equity is out of business. So much for your introduction to business finance.

Silly sally time to go back to the lemonade stand

Didn't mean to rile you up, heated. What I find difficult to understand is how you could possibly think that following the steps for making an online payment would result in having money deposited into your bank account, instead of removing money from it...regardless of what that rep told you. You should have known better.

I'm not questioning your intelligence, heated. But I do suggest that you use it sometimes, especially when it involves your money.

Have a nice day! (But don't do it just because I told you to...you're the one who has control of that).

I am sorry I got you upset, though, and I wish you well for the future.

Hey no! What part of the rep walking me through the process on the phone don't you understand????

Geez!!! You seem bright as well but if someone is walking you through the process that is supposed to be knowledgeable in the procedure, you follow the steps as given. Don't try to insult my intelligence because you are getting away from the topic at hand. THEY BLOCKED MY CARD DUHHH!!!

WTH DOES THAT HAVE TO DO WITH THE REP TELLING ME TO DO IT ONLINE AND OF COURSE I SAID CASH ADVANCE SMARTY PANTS. OMG.

READ!!! DANG.

Heated, just out of curiosity here...didn't it raise any questions for you when the rep said to hit the "payment" link? Didn't it strike you as odd when you went and filled out that online check, with your routing info on it, and your info as the payer?

What did you really expect to happen here? You seem very intelligent by your writing, and it seems obvious to me that the rep didn't hear the words, "I want a cash advance...I do not want to make a payment".

Did you say that? I'm not trying to pick a fight, but jeez...

Yes I saw that. So I wonder what Bharat thinks now.

I think far more complaints and poor account management have resulted in this takeover. :grin

:( we had a fairly large account with First Equity and they kept changing our terms, fees, and rates! We have closed our accounts and will never go back! many other creditors to choose from!

Yeah we had the same experience. Only a $1,500 credit limit, had the card for a couple years and no problems.

Suddenly they stopped our card. This is just the case with private banks. We all have to stop thinking that they are responsible or government institutions and realize they are just corporations. Banks in particular though don't seem even to be able to treat you like a client, or even a consumer.

I'm not asking for friendship. I'm asking to at least be *** informed that my credit card has been canceled.

Gimme a break. And we put these people in charge of our mortgages.