I just received a First Equity card application. Thank you all for posting your reviews. There's no way I would ever do business with them.Notice on their web site how you have no idea how old the company is or its history?

They sent me a "pre qualified" application. I don't know if this is the same as "pre approved." (Every time you apply for a credit card, and the company checks your credit report, you lose 3 points on your credit score.) I emailed them the question. Whatever the answer, I will not be their customer.

Emma, New York city

Had an Experience with First Equity Business Card?

Write a review


Terms of Service
Post Comment
C Overton

Isn't it interesting you cannot get a phone number for this company??

Cathays, Wales, United Kingdom #44329

Does anyone else find it just a lil strange that Jesse from First Equity has to use a Google mail acct?

Sure seems a lil lame to me that they don't have their own mail system like oh say 99.9% of all legitimate businesses.

Bill Cave
Cathays, Wales, United Kingdom #44264

Well, since we have a company rep on here, perhaps you can answer this question.My acct has never once been late.

Today my acct was just placed under review, and no further charges would be allowed. I called your office & no one knew why. They said it was a Corp decision. I have a 2k balance on a 10,500 credit line.

The lady said all they can do is put in a request and to call back in 2 days.

I would love to hear your reply to this issue.

West Richland, Washington, United States #14100

F/E C/C is a joke.How can you say you check peoples credit ?

My wife got herself in a jam and got bad credit.F/E give her a credit card with a $ 6000.00 credit line.

Alburgh, Vermont, United States #10258

Emma, thanks for your comments.

My name is Jesse, I'm a FECC customer service representative, and I'd love to assist you with your question.

First, our history:

First Equity Card Corporation is an American credit card provider specializing in the provision of bankcards to the nation’s small businesses.

First Equity is both a certified Visa small business card provider and a participant in the MasterCard Worldwide and the MasterCard International Payments System.

Founded in 2001, the company’s early growth was funded by investors that included former executives at Capital One, MBNA and Renaissance.

In 2002, First Equity selected a leading commercial card processor, TSYS, to handle its growing processing needs. Over the years, First Equity has continued to grow rapidly, building its small business customer base on a nationwide basis.

The firm has forged relationships with partners such as Mall Networks and Affinity Marketing Group in order to provide its customers with valuable discounts and cash rewards.


As far as our pre-approval:

We do not pre-screen or pre-approve anyone based on other credit reporting or solicitations; however, we do check your credit during your initial application with us, before ever opening your account.

I hope this answered some of your questions. If you have any comments or questions, feel free to contact me:



FECC Customer Service

osakwv [at] gmail.com

Show more

You May Also Like

My nightmare with Direct express card costumer care and disputes transportation Direct Express "My card was drained wile I was going tru surgery. On may second I was hospitalized and had to go tru surgery and had complications, during that time my wallet..." Read more Once again, reloadit has accepted my cash then denied access to my money with no true reason as to why Reloadit "i have used this service twice now to load funds onto my paypal prepaid mastercard. the reloadit packet clearly says immediate load to your chosen card. the first..." Read more Green Dot Moneypak - GreenDot MoneyPak Scam Green Dot Moneypak "My husband went to CVS and purchased a MoneyPak by Greendot card and loaded $400. He came home and follow instructions to activate his prepaid card with the $400 online...." Read more Synchrony Financial - HORRIBLE CUSTOMER SERVICE with no resolution in sight!  Costing me a LOT OF EXTRA $$$$ Synchrony Financial "This is a copy of a complaint I filed with Synchrony Financial via a "complaint form" I found at Elliot.org. This company is a farce and I'm pretty sure my..." Read more Lenscrafters -  Don't use your hard earned $$$ on them Lenscrafters "They can make your glasses wrong and still not fix them. OUT THE GATE I noticed something on my lenses they assured me just clean it. Asked them for cleaner..." Read more Mattress Firm - Horrible customer service Mattress Firm "Dealing with Brook at Mattress Firm in Springfield was great until I purchased my base and mattress. The delivery guys damaged my wall getting it up and damaged the base..." Read more Guess - DISAPPOINTED WITH PRODUCT Guess "April 13 2017 I Purchased two pairs of same style of shoes PEW sku 428403050055 Item No. GFLIZZIE2 for myself and my sister at Guess outlets in New Jersey. Both..." Read more Kraft Maid And Lowes - Kraft Maid kitchen cabinets are junk! Kraft Maid And Lowes "We purchased a complete kitchen from Lower', who sold the Kraft Maid cabinets. We bought the cabinets from a sample door at the store. When the cabinets arrived at our..." Read more